In this blog I share my opinion on the state of the market, trends and tips you can use to improve your property investing.
Are you considering purchasing a property with a deadline sale (tender, deadline, auction)? If so, it’s important to get your loan pre-approved ahead of time, so you can offer with confidence. This is where Bricks & Mortgages comes in. They’ve been helping Kiwi's for...
It’s a morbid thought that many of us tend to shy away from, but end-of-life financial planning is a crucial stage in any wealth-building plan. One day down the track you’ll no longer be around to make the most of the assets you’ve worked so hard to obtain. It’s an...
Is your coffee habit adding years to your mortgage pain? It’s smooth, it’s delectable, and it might just be adding years to your mortgage. The culprit? Your daily cup of joe. A morning coffee has long been a ritual for many Kiwi’s – a ritual that used to take place...
One of the biggest milestones you'll encounter on your climb up the property ladder is becoming a landlord. Which means that one big decision you'll face is whether to hire the services of a manager, or take on the responsibility yourself. I want to preface this...
It's really important that you research the area in which you’re planning to buy an investment property. A good Investment Property Location is paramount to maximising your return and enjoying reduced transactions and stress. Some of the questions you might ask...
Often when we receive the financials for our Investment Properties we don't take the time to look through them as thoroughly as we should. Here are 8 ways to consider that you can help you improve your Property Investment Financials:Â 1. Â Have your loan structure...
There are lots of important things to take into account when buying an Investment Property. Here's a list of our top 7 tips to help you find the perfect Investment Property: 1 # Check out the areaThe surrounding properties will affect your property value good or bad,...
Sticking to a financial plan – such as paying off a mortgage – can be a long journey with times of financial stress October is generally the month that people all around New Zealand and the world dedicate to improving awareness around mental health. According to...
Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected.
Interest rates remain near historic lows, but that may start to change before long. Meanwhile, as the cost of rental homes pushes into the stratosphere, it’s worth considering whether it’s time to get into home ownership instead of renting. If you’re thinking of...
Unsatisfied with your rates or seeking better customer service? You're not alone. There are always plenty of borrowers looking for a better deal. But while it might look like a good idea on quick glance, refinancing has its hazards and needs to be considered carefully...