Thinking of waiting before you invest?

Are you thinking of waiting a while before you invest? Is that out of FEAR? More money is lost by home owners by simply  putting off or procrastinating than by any other reason! Smart investors who have goals in place and understand that property investing is a long term strategy, will make money in property over the…

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Loan fixed so you don’t want a review?

This is something we hear from clients all the time “We will wait until our fixed loan comes off and have a review then”. This response could set you back tens of thousands of $$$ if your current mortgage structure isn’t personalised to you.  In many cases when you are buying a home your main focus is finding and…

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First Home Buyer Jitters?

Many people who would like to own homes have fears that prevent them from buying. Buying a home is usually the largest purchase a person ever makes so you have to take it seriously. If you’re one of these people who are hesitant and have been sitting on the fence – there are simple steps you can take…

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Five common reasons home loan applications are rejected

Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected.

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Embarrassed About Your Finances?

At Bricks & Mortgages we are a judgement free zone and have a huge focus on education. “Our goal is to make a positive profound difference to your financial well being” Money management is not something that is taught well at any level in our education system, you don’t know what you don’t know! When we…

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3 Hacks For Fighting Procrastination

When it comes to reviewing finances the most common excuse we hear is “We don’t have time”. Putting your finances on the back burner can be a very costly mistake! It can cost thousands in interest and set your financial goals back by years. You don’t have to be earning a huge income to be able to make a difference…

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Why there’s no need to pay off your mortgage barefoot and alone

You’ve probably heard of The Barefoot Investor before. Pre-sales for his upcoming book have already surpassed the final instalment of the Harry Potter series. But here’s why you don’t have to tread down the tricky path of wealth building barefoot and all by yourself.

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Do you shop with Afterpay? Read this

We all experience times in life when we just can’t wait to get our hands on that shiny new item. But as the old saying goes: good things come to those who wait.

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5 Common Credit Card Traps

Credit card providers love to use all kinds of incentives to get you to put that shiny piece of plastic into your wallet, ripe for usage at your weaker moments. Here’s how to avoid getting snared in credit card debt.

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Rentvesting: have your cake and eat it too

Most Australians grow up with the dream of buying and living in their own home. But, given the difficulty of cracking into the market in trendy locations, another option has emerged.

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