
Beryl’s Thoughts
In this blog I will share my opinions on the state of the market, trends and tips you can use to improve your financial knowledge and ability to improve your asset base. Whether you are a First home Buyer, Home owner or property investor you will find some gems.

Drowning In Debt?
For whatever reason has your money got out of control? Are you are working each week to pay the interest on your short term debts and do not seem to be...
Talk Finances Before You Tie The Knot
It’s always fun to discuss the excitement of your wedding plans, but what about the not-so-fun topics? Among these are your personal finances and how you plan...
Tips For First Home Buyers
As a first home buyer, there's lots of things that you need to keep in mind. Here are 5 tips on making sure that you get into the right home for you and your...
5 Steps For A Mid-Year Money Checkup
We’re halfway through the year. Are you halfway through your financial New Year’s resolutions? I thought I was, but after a quick check on my money I’ve been...
To Consolidate Or Not To Consolidate?
Everyone knows that credit card debt is “bad” debt due to the high interest rates on most consumer credit cards. And also due to the fact that most items that...
Reserve Bank’s Announcement 19/07/2016
40 deposit restrictions for investors & further restrictions for first home buyers proposed by RBNZ The proposed changes announced on Tuesday has said no...