
Beryl’s Thoughts
In this blog I will share my opinions on the state of the market, trends and tips you can use to improve your financial knowledge and ability to improve your asset base. Whether you are a First home Buyer, Home owner or property investor you will find some gems.

7 Tips To Find The Perfect Investment Property
There are lots of important things to take into account when buying an Investment Property. Here's a list of our top 7 tips to help you find the perfect...
A Smooth Sailing Guide To Dealing With Memory Loss And Finance
It's an unfortunate fact of life: as you grow older, your memory is likely to fade. While you'll probably be forgiven for forgetting the odd anniversary, the...
Done Your Tax Return Yet? Time To Get Cracking
Just like a Melbourne Cup winner tearing down the outside, the March 31 tax return deadline can quickly rush up on you. The good news is you still have time...
Six Ways To Ride Through Financial Stress
Sticking to a financial plan – such as paying off a mortgage – can be a long journey with times of financial stress October is generally the month that people...
‘Budget’ Shouldn’t Be A Dirty Word. Here’s Why You Need One…
While creating a budget isn't exactly pig-in-the-mud kind of fun, following a few simple steps can have you laughing all the way to the bank. We’ve all been...
Thinking Of Waiting Before You Invest?
Are you thinking of waiting a while before you invest? Is that out of FEAR? More money is lost by home owners by simply putting off or procrastinating than by any…
Loan Fixed So You Don’t Want A Review?
This is something we hear from clients all the time "We will wait until our fixed loan comes off and have a review then". This response could set you back...
First Home Buyer Jitters?
Many people who would like to own homes have fears that prevent them from buying. Buying a home is usually the largest purchase a person ever makes so you...
Five Common Reasons Home Loan Applications Are Rejected
Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected.
Embarrassed About Your Finances?
At Bricks & Mortgages we are a judgement free zone and have a huge focus on education. “Our goal is to make a positive profound difference to your...
3 Hacks For Fighting Procrastination
When it comes to reviewing finances the most common excuse we hear is "We don't have time". Putting your finances on the back burner can be a...
Why There’s No Need To Pay Off Your Mortgage Barefoot And Alone
You've probably heard of The Barefoot Investor before. Pre-sales for his upcoming book have already surpassed the final instalment of the Harry Potter series...
Do you shop with Afterpay? Read this
We all experience times in life when we just can’t wait to get our hands on that shiny new item. But as the old saying goes: good things come to those who wait.
5 Common Credit Card Traps
Credit card providers love to use all kinds of incentives to get you to put that shiny piece of plastic into your wallet, ripe for usage at your weaker...
Rentvesting: Have Your Cake And Eat It Too
Most Kiwi's grow up with the dream of buying and living in their own home. But, given the difficulty of cracking into the market in trendy locations, another...