Beryl’s Thoughts
In this blog I will share my opinions on the state of the market, trends and tips you can use to improve your financial knowledge and ability to improve your asset base. Whether you are a First home Buyer, Home owner or property investor you will find some gems.
First Home Buyer Jitters?
Many people who would like to own homes have fears that prevent them from buying. Buying a home is usually the largest purchase a person ever makes so you...
Five Common Reasons Home Loan Applications Are Rejected
Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected.
Embarrassed About Your Finances?
At Bricks & Mortgages we are a judgement free zone and have a huge focus on education. “Our goal is to make a positive profound difference to your...
3 Hacks For Fighting Procrastination
When it comes to reviewing finances the most common excuse we hear is "We don't have time". Putting your finances on the back burner can be a...
Why There’s No Need To Pay Off Your Mortgage Barefoot And Alone
You've probably heard of The Barefoot Investor before. Pre-sales for his upcoming book have already surpassed the final instalment of the Harry Potter series...
Do you shop with Afterpay? Read this
We all experience times in life when we just can’t wait to get our hands on that shiny new item. But as the old saying goes: good things come to those who wait.
5 Common Credit Card Traps
Credit card providers love to use all kinds of incentives to get you to put that shiny piece of plastic into your wallet, ripe for usage at your weaker...
Rentvesting: Have Your Cake And Eat It Too
Most Kiwi's grow up with the dream of buying and living in their own home. But, given the difficulty of cracking into the market in trendy locations, another...
The Top Six Advantages Of Using A Mortgage Broker
Shopping, watching a movie, catching up on the news – there are many things that are cheaper and easier to do online these days. But obtaining a quality home...
How To Move House Like A Boss?
Back-breaking furniture, perilously narrow staircases and chipped crockery – the idea of moving house strikes fear into the hearts of most. But with careful...
Mortgage Stress: What It Is, And How To Avoid It?
You might be comfortable paying off your mortgage now, but what if things change? Here are some tips on how to avoid a mortgage stress fracture. Paying off a...
Why You Can Get A Better Home Loan Deal Using A Mortgage Broker
So you've found the ideal property and it's time to source finance? Here's how to play your cards right and get a great home loan deal sorted before the...
What To Do If You And Your Partner Aren’t On The Same Page With Your Finances?
Things start out so rosy. You both like the same movies, sports teams and pistachio-flavoured gelato. Then one day you realise you manage your finances in...
Don’t Blow The Budget On Your Next Property Purchase
You know how it goes. You see that dream property you've just got to have, and then next minute, the budget is in smithereens. Well, at least that's what...
Pay Off The Family Home In 10 Years
For many of us, a mortgage is something that stays around for the better part of our adult lives. Not so for Heidi Farrelly and her family. Farrelly grew up...