In this blog I share my opinion on the state of the market, trends and tips you can use to improve your property investing.
Do you actually need a will? The answer may shock you. Your browser does not support the video tag. Do you actually need a will? The answer may shock you. Many of our clients ask us about getting a will. Do they actually need one? Will it matter? How does it affect my...
It's important to be aware of the cover you have, how it can be used and if you don't have it what you could be missing out on. Your browser does not support the video tag. It's important to be aware of the cover you have, how it can be used and if you don't have it...
When was the last time you reviewed your home loan rates? Your browser does not support the video tag. Structuring your loans and reviewing them can help you save $1,000's over the life of your loan. Fill out this short form to see if we can save you money.
Every year thousands of Kiwi families flush their hard earned dollars down the gurgler because they put off the simple act of refinancing their mortgage. If you're overdue, rest assured that it's much easier than you may think! While there are no hard rules about...
Saying no to family is always difficult. But if a family member or friend asks you to become a loan guarantor, it always pays to think carefully before signing on the dotted line. Being a co-borrower or guarantor on a loan certainly has its benefits. For example, by...
Everyone dreams of investing in a home or business that will fetch them more money than they originally bought it for. Here’s how to roll-up your sleeves and get started.
Saving a home loan deposit can be challenging enough. Then, lenders often will put another hurdle in your way by asking for proof of ‘genuine savings’. Here's all you need to know about clearing that obstacle. Lenders use the term 'genuine savings' to describe any...
We Kiwi's are no strangers to a heated debate. And that extends to the shares vs property discussion. You’ve probably seen it unfold at the family BBQ before. Uncle Mick will swear black and blue that property is the only way to go, as he bought his $1 million...
So you’ve decided to finally take the plunge and start saving for a deposit to buy your first home? Here’s a few handy tips to get you started. Saved for a holiday before? Or a car? What about TV or computer? The good news is that saving for a house deposit isn’t too...
Floating the idea of refinancing your home loan? When it comes to refinancing your home loan, it’s a case of reward vs risk. Let us step you through some of the most common questions and concerns. Refinancing your home loan is the process of either extending or...
It’s a morbid thought that many of us tend to shy away from, but end-of-life financial planning is a crucial stage in any wealth-building plan. One day down the track you’ll no longer be around to make the most of the assets you’ve worked so hard to obtain. It’s an...
Is your coffee habit adding years to your mortgage pain? It’s smooth, it’s delectable, and it might just be adding years to your mortgage. The culprit? Your daily cup of joe. A morning coffee has long been a ritual for many Kiwi’s – a ritual that used to take place...
If you had a roadmap for life, buying your first home would fall somewhere around getting married and having your first child. You spend hours upon hours researching up on the first two, so it only makes sense to do a bit of homework on this one, too. If you’re...
We thought we'd have a little fun this week and look at how much it costs the average New Zealand family to own a pet. After all, one in two households have one and very few budget for them! Let's be honest, owning a pet goes hand-in-hand with the great Kiwi dream of...
One of the biggest milestones you'll encounter on your climb up the property ladder is becoming a landlord. Which means that one big decision you'll face is whether to hire the services of a manager, or take on the responsibility yourself. I want to preface this...
Most of us roll our eyes when we start seeing shopping centers pushing Christmas merchandise in November. While it’s important not to get…
It's really important that you research the area in which you’re planning to buy an investment property. A good Investment Property Location is paramount to maximising your return and enjoying reduced transactions and stress. Some of the questions you might ask...
When it comes to paying off your mortgage, many of us are in the dark as to where we should be making significant savings. A good place to start? Cutting back your expenses The lure of small purchases here and there can bring instant satisfaction and seem low in cost...
Property owners and prospective first home buyers are increasingly in need of more guidance and education on home lending. Borrowers are uncertain Despite the stable cash rate, borrowers should still wary of any potential hike in their borrowing costs. In the post...
Here's a quick 10 tips to help with renovation and maintenance for your Investment Properties. Updating and renovating your investment property may seem daunting, but if you select wisely you can get a big bang for your buck. 1. Try to use the same colour paint in all...
Often when we receive the financials for our Investment Properties we don't take the time to look through them as thoroughly as we should. Here are 8 ways to consider that you can help you improve your Property Investment Financials:Â 1. Â Have your loan structure...