[Client Name] Thoughts

In this blog I share my opinion on the state of the market, trends and tips you can use to improve your property investing.

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How to get lenders to fall in love with you

How to get lenders to fall in love with you

Lenders are in love with borrowers who show good financial habits, particularly now in a shakier-than-usual economy.  Good habits are gold. And it’s never too late to start, even if business is down, your hours have been cut back, or you’re receiving government...

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Proving genuine savings for your home loan deposit

Proving genuine savings for your home loan deposit

Saving a home loan deposit can be challenging enough. Then, lenders often will put another hurdle in your way by asking for proof of ‘genuine savings’. Here's all you need to know about clearing that obstacle. Lenders use the term 'genuine savings' to describe any...

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Shares vs Property: the pros and cons breakdown

Shares vs Property: the pros and cons breakdown

We Kiwi's are no strangers to a heated debate. And that extends to the shares vs property discussion. You’ve probably seen it unfold at the family BBQ before. Uncle Mick will swear black and blue that property is the only way to go, as he bought his $1 million...

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Floating the idea of refinancing your own home?

Floating the idea of refinancing your own home?

Floating the idea of refinancing your home loan? When it comes to refinancing your home loan, it’s a case of reward vs risk. Let us step you through some of the most common questions and concerns. Refinancing your home loan is the process of either extending or...

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Is your coffee habit adding years to your mortgage pain?

Is your coffee habit adding years to your mortgage pain?

Is your coffee habit adding years to your mortgage pain? It’s smooth, it’s delectable, and it might just be adding years to your mortgage. The culprit? Your daily cup of joe. A morning coffee has long been a ritual for many Kiwi’s – a ritual that used to take place...

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How much does it cost to own a pet?

How much does it cost to own a pet?

We thought we'd have a little fun this week and look at how much it costs the average New Zealand family to own a pet. After all, one in two households have one and very few budget for them! Let's be honest, owning a pet goes hand-in-hand with the great Kiwi dream of...

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Having a Property Manager vs doing it yourself

Having a Property Manager vs doing it yourself

One of the biggest milestones you'll encounter on your climb up the property ladder is becoming a landlord. Which means that one big decision you'll face is whether to hire the services of a manager, or take on the responsibility yourself. I want to preface this...

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Christmas savings tips

Christmas savings tips

Most of us roll our eyes when we start seeing shopping centers pushing Christmas merchandise in November. While it’s important not to get…

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Investment Property Location

Investment Property Location

It's really important that you research the area in which you’re planning to buy an investment property. A good Investment Property Location is paramount to maximising your return and enjoying reduced transactions and stress. Some of the questions you might ask...

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Under the microscope: cutting back your expenses

Under the microscope: cutting back your expenses

When it comes to paying off your mortgage, many of us are in the dark as to where we should be making significant savings. A good place to start? Cutting back your expenses The lure of small purchases here and there can bring instant satisfaction and seem low in cost...

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More guidance and education needed for buying a house

More guidance and education needed for buying a house

Property owners and prospective first home buyers are increasingly in need of more guidance and education on home lending.  Borrowers are uncertain Despite the stable cash rate, borrowers should still wary of any potential hike in their borrowing costs. In the...

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4 Ways to Tackle Property Investment Fears

4 Ways to Tackle Property Investment Fears

Fear can hold you back, but learning how to conquer fear is the best way to move forward. Investing in properties is the same as any other new venture in your life. There are lots of fears that once conquered will propel you forward. Here's a few tips to tackle...

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Loan fixed so you don’t want a review?

Loan fixed so you don’t want a review?

This is something we hear from clients all the time "We will wait until our fixed loan comes off and have a review then". This response could set you back tens of thousands of $$$ if your current mortgage structure isn't personalised to you.  In many cases when you...

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First Home Buyer Jitters?

First Home Buyer Jitters?

Many people who would like to own homes have fears that prevent them from buying. Buying a home is usually the largest purchase a person ever makes so you have to take it seriously. If you're one of these people who are hesitant and have been sitting on...

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