Category Archives: First Home Buyer

Getting a pre-approval

Are you considering purchasing a property with a deadline sale (tender, deadline, auction)? If so, it’s important to get your loan pre-approved ahead of time, so you can offer with confidence. This is where Bricks & Mortgages comes in. They’ve been helping Kiwi’s for 20 years and counting, and you could be next. So what…

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How to save for a first home deposit

So you’ve decided to finally take the plunge and start saving for a deposit to buy your first home? Here’s a few handy tips to get you started. Saved for a holiday before? Or a car? What about TV or computer? The good news is that saving for a house deposit isn’t too dissimilar. It’s…

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The importance of a having Will and trusted Power of Attorney

It’s a morbid thought that many of us tend to shy away from, but end-of-life financial planning is a crucial stage in any wealth-building plan. One day down the track you’ll no longer be around to make the most of the assets you’ve worked so hard to obtain. It’s an unfortunate, but certain, fact of…

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Is your coffee habit adding years to your mortgage pain?

Is your coffee habit adding years to your mortgage pain? It’s smooth, it’s delectable, and it might just be adding years to your mortgage. The culprit? Your daily cup of joe. A morning coffee has long been a ritual for many Kiwi’s – a ritual that used to take place over breakfast in the comfort…

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What you need to know before buying your first home

If you had a roadmap for life, buying your first home would fall somewhere around getting married and having your first child. You spend hours upon hours researching up on the first two, so it only makes sense to do a bit of homework on this one, too. If you’re anything like the average Kiwi,…

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Six ways to ride through financial stress

Sticking to a financial plan – such as paying off a mortgage – can be a long journey that’s punctuated by high highs and low lows. Here are some tips to get you through the tougher times.

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Five common reasons home loan applications are rejected

Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected.

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Tips For Buying A House

Interest rates remain near historic lows, but that may start to change before long. Meanwhile, as the cost of rental homes pushes into the stratosphere, it’s worth considering whether it’s time to get into home ownership instead of renting. If you’re thinking of buying a house or refinancing your existing mortgage, these golden rules can…

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Tips for first home buyers

As a first home buyer, there’s lots of things that you need to keep in mind.  Here are 5 tips on making sure that you get into the right home for you and your budget, while making the best decision possible for your future! Know your budget Make sure you have a pre-approval or really…

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