Category Archives: Financial Wellness

Pay off your mortgage sooner with this 2020 finance to-do list

It’s easy to get overwhelmed with a long list of tasks, so we’ve simplified things for you. Just tackle one job on this list each month to make it a whole lot easier to pay-off your mortgage in 2020. January: Create a monthly family budget in four steps Step 1: Calculate your household’s monthly incomeStep…

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The importance of a having Will and trusted Power of Attorney

It’s a morbid thought that many of us tend to shy away from, but end-of-life financial planning is a crucial stage in any wealth-building plan. One day down the track you’ll no longer be around to make the most of the assets you’ve worked so hard to obtain. It’s an unfortunate, but certain, fact of…

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Is your coffee habit adding years to your mortgage pain?

Is your coffee habit adding years to your mortgage pain? It’s smooth, it’s delectable, and it might just be adding years to your mortgage. The culprit? Your daily cup of joe. A morning coffee has long been a ritual for many Kiwi’s – a ritual that used to take place over breakfast in the comfort…

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What you need to know before buying your first home

If you had a roadmap for life, buying your first home would fall somewhere around getting married and having your first child. You spend hours upon hours researching up on the first two, so it only makes sense to do a bit of homework on this one, too. If you’re anything like the average Kiwi,…

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Done your tax return yet? Time to get cracking

Just like a Melbourne Cup winner tearing down the outside, the October 31 tax deadline can quickly rush up on you. As the Australian Tax Office can fine those who fail to get theirs in on time, it might be time to get cracking.

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Six ways to ride through financial stress

Sticking to a financial plan – such as paying off a mortgage – can be a long journey that’s punctuated by high highs and low lows. Here are some tips to get you through the tougher times.

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Tips For Buying A House

Interest rates remain near historic lows, but that may start to change before long. Meanwhile, as the cost of rental homes pushes into the stratosphere, it’s worth considering whether it’s time to get into home ownership instead of renting. If you’re thinking of buying a house or refinancing your existing mortgage, these golden rules can…

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Secrets to Successful Refinancing

Unsatisfied with your rates or seeking better customer service? You’re not alone. There are always plenty of borrowers looking for a better deal. But while it might look like a good idea on quick glance, refinancing has its hazards and needs to be considered carefully before going forward. Refinancing may be a necessary tool for…

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Refinancing Credit Cards – Using Home Equity?

So people think of mortgages as good debt and credit cards as bad debt, but is it really that simple? It usually isn’t. Sure the idea of paying off debt that may have interest rates as high as 30% sounds great in theory, but there are some pitfalls when adding that debt into your mortgage.…

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Drowning in Debt?

For whatever reason has your money got out of control? Are you are working each week to pay the interest on your short term debts and do not seem to be getting on top of them or are you living from pay to pay with nothing to spare? We are here to help. Financial lenders, Banks…

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