Beryl’s Thoughts
In this blog I will share my opinions on the state of the market, trends and tips you can use to improve your financial knowledge and ability to improve your asset base. Whether you are a First home Buyer, Home owner or property investor you will find some gems.
Proving Genuine Savings For Your Home Loan Deposit
Saving a home loan deposit can be challenging enough. Then, lenders often will put another hurdle in your way by asking for proof of ‘genuine savings’. Here's...
Shares vs Property: The Pros And Cons Breakdown
We Kiwi's are no strangers to a heated debate. And that extends to the shares vs property discussion. You’ve probably seen it unfold at the family BBQ before....
How To Save For A First Home Deposit
So you’ve decided to finally take the plunge and start saving for a deposit to buy your first home? Here’s a few handy tips to get you started. Saved for a...
Floating The Idea Of Refinancing Your Own Home?
Floating the idea of refinancing your home loan? When it comes to refinancing your home loan, it’s a case of reward vs risk. Let us step you through some of...
The Importance Of Having Will And Trusted Power Of Attorney
It’s a morbid thought that many of us tend to shy away from, but end-of-life financial planning is a crucial stage in any wealth-building plan. One day down...
Is Your Coffee Habit Adding Years To Your Mortgage Pain?
Is your coffee habit adding years to your mortgage pain? It’s smooth, it’s delectable, and it might just be adding years to your mortgage. The culprit? Your...
What You Need To Know Before Buying Your First Home
If you had a roadmap for life, buying your first home would fall somewhere around getting married and having your first child. You spend hours upon hours...
How Much Does It Cost To Own A Pet?
We thought we'd have a little fun this week and look at how much it costs the average New Zealand family to own a pet. After all, one in two households have...
Having A Property Manager vs Doing It Yourself
One of the biggest milestones you'll encounter on your climb up the property ladder is becoming a landlord. Which means that one big decision you'll face is...
Christmas Savings Tips
Most of us roll our eyes when we start seeing shopping centers pushing Christmas merchandise in November. While it’s important not to get…
Investment Property Location
It's really important that you research the area in which you’re planning to buy an investment property. A good Investment Property Location is paramount...
Under The Microscope: Cutting Back Your Expenses
When it comes to paying off your mortgage, many of us are in the dark as to where we should be making significant savings. A good place to start? Cutting back...
More Guidance And Education Needed For Buying A House
Property owners and prospective first home buyers are increasingly in need of more guidance and education on home lending. Borrowers are uncertain Despite...
Renovation And Maintenance Tips For Your Investment Properties
Here's a quick 10 tips to help with renovation and maintenance for your Investment Properties. Updating and renovating your investment property may seem...
Improve Your Property Investment Financials
Often when we receive the financials for our Investment Properties we don't take the time to look through them as thoroughly as we should. Here are 8 ways to...