Beryl’s Thoughts
In this blog I will share my opinions on the state of the market, trends and tips you can use to improve your financial knowledge and ability to improve your asset base. Whether you are a First home Buyer, Home owner or property investor you will find some gems.
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We all experience times in life when we just can’t wait to get our hands on that shiny new item. But as the old saying goes: good things come to those who wait.
5 Common Credit Card Traps
Credit card providers love to use all kinds of incentives to get you to put that shiny piece of plastic into your wallet, ripe for usage at your weaker...
Rentvesting: Have Your Cake And Eat It Too
Most Kiwi's grow up with the dream of buying and living in their own home. But, given the difficulty of cracking into the market in trendy locations, another...
The Top Six Advantages Of Using A Mortgage Broker
Shopping, watching a movie, catching up on the news – there are many things that are cheaper and easier to do online these days. But obtaining a quality home...
How To Move House Like A Boss?
Back-breaking furniture, perilously narrow staircases and chipped crockery – the idea of moving house strikes fear into the hearts of most. But with careful...
Mortgage Stress: What It Is, And How To Avoid It?
You might be comfortable paying off your mortgage now, but what if things change? Here are some tips on how to avoid a mortgage stress fracture. Paying off a...
Why You Can Get A Better Home Loan Deal Using A Mortgage Broker
So you've found the ideal property and it's time to source finance? Here's how to play your cards right and get a great home loan deal sorted before the...
What To Do If You And Your Partner Aren’t On The Same Page With Your Finances?
Things start out so rosy. You both like the same movies, sports teams and pistachio-flavoured gelato. Then one day you realise you manage your finances in...
Don’t Blow The Budget On Your Next Property Purchase
You know how it goes. You see that dream property you've just got to have, and then next minute, the budget is in smithereens. Well, at least that's what...
Pay Off The Family Home In 10 Years
For many of us, a mortgage is something that stays around for the better part of our adult lives. Not so for Heidi Farrelly and her family. Farrelly grew up...
Make Your New Year’s Resolution All About A Home Loan Health Check
Whenever we think of New Year’s resolutions, we always seem to commit to improving our physical wellbeing rather than our financial wellbeing.
Tips For Buying A House
Interest rates remain near historic lows, but that may start to change before long. Meanwhile, as the cost of rental homes pushes into the stratosphere, it’s...
Top 7 Credit Card Mistakes
Credit cards can be great financial tools, but carry dangers. Debt is an obvious risk, but there are others too. If you have credit cards, you want to...
Growth vs Yield
Think of yield as what you get paid regularly, and Growth as how much our property increases in value. Both are important if you want to succeed in the New...
Secrets To Successful Refinancing
Unsatisfied with your rates or seeking better customer service? You're not alone. There are always plenty of borrowers looking for a better deal. But while it...