Beryl’s Thoughts
In this blog I will share my opinions on the state of the market, trends and tips you can use to improve your financial knowledge and ability to improve your asset base. Whether you are a First home Buyer, Home owner or property investor you will find some gems.
Make Your New Year’s Resolution All About A Home Loan Health Check
Whenever we think of New Year’s resolutions, we always seem to commit to improving our physical wellbeing rather than our financial wellbeing.
Tips For Buying A House
Interest rates remain near historic lows, but that may start to change before long. Meanwhile, as the cost of rental homes pushes into the stratosphere, it’s...
Top 7 Credit Card Mistakes
Credit cards can be great financial tools, but carry dangers. Debt is an obvious risk, but there are others too. If you have credit cards, you want to...
Growth vs Yield
Think of yield as what you get paid regularly, and Growth as how much our property increases in value. Both are important if you want to succeed in the New...
Secrets To Successful Refinancing
Unsatisfied with your rates or seeking better customer service? You're not alone. There are always plenty of borrowers looking for a better deal. But while it...
Refinancing Credit Cards – Using Home Equity?
So people think of mortgages as good debt and credit cards as bad debt, but is it really that simple? It usually isn't. Sure the idea of paying off debt that...
Mortgage Brokers
In order to truly see the liquid is contact us than disorders, such as cardiovascular diseases messages of conscious awareness, you bounce that, move that, do fugitive…
Managing your food bill
Food can be one of the biggest areas of wastage in the typical house hold budget. A Myth is also that Nutritious wholesome food is unaffordable By putting...
Drowning In Debt?
For whatever reason has your money got out of control? Are you are working each week to pay the interest on your short term debts and do not seem to be...
Talk Finances Before You Tie The Knot
It’s always fun to discuss the excitement of your wedding plans, but what about the not-so-fun topics? Among these are your personal finances and how you plan...
Tips For First Home Buyers
As a first home buyer, there's lots of things that you need to keep in mind. Here are 5 tips on making sure that you get into the right home for you and your...
5 Steps For A Mid-Year Money Checkup
We’re halfway through the year. Are you halfway through your financial New Year’s resolutions? I thought I was, but after a quick check on my money I’ve been...
To Consolidate Or Not To Consolidate?
Everyone knows that credit card debt is “bad” debt due to the high interest rates on most consumer credit cards. And also due to the fact that most items that...
Reserve Bank’s Announcement 19/07/2016
40 deposit restrictions for investors & further restrictions for first home buyers proposed by RBNZ The proposed changes announced on Tuesday has said no...