
Beryl’s Thoughts
In this blog I will share my opinions on the state of the market, trends and tips you can use to improve your financial knowledge and ability to improve your asset base. Whether you are a First home Buyer, Home owner or property investor you will find some gems.

Could You Pay Off Your Mortgage Quicker?
How much would adding $50 a week to your mortgage payments actually save you? Your browser does not support the video tag. How much would adding $50 a week to...
How Much Life Insurance Should I Buy?
If you worry about what could happen to your family when you’re gone, life insurance can provide the peace of mind you need. Your browser does not support the...
3 Tips To Freedom From Credit Card Debt
We have seen interest rates of above 25% in the market. Your browser does not support the video tag. We have seen interest rates of above 25% in the market....
Why Use An Insurance Adviser?
Why should you have an insurance adviser? Your browser does not support the video tag. Why should you have an insurance adviser? Many clients ask us that in...
Do 90% Home Loans Still Exist?
Do 90% Home Loans Still Exist? Your browser does not support the video tag. Do 90% home loans still exist? Watch the video below to find out. Let us see if we...
Mortgage Protection
It is easy to insure your house, your car and your contents. Your browser does not support the video tag. It is easy to insure your house, your car and your...
5 Facts You Should Know About Eggs
We thought we would have a little fun with KiwiSaver. Your browser does not support the video tag. We thought we would have a little fun with KiwiSaver. Take...
Will Trauma Insurance Save Me?
Insurance is boring. Your browser does not support the video tag. Insurance is boring. Until you need it. In this video, we make it simple to understand what...
Do I Need A Will?
Do you actually need a will? The answer may shock you. Your browser does not support the video tag. Do you actually need a will? The answer may shock you....
What Is Trauma Insurance?
It's important to be aware of the cover you have, how it can be used and if you don't have it what you could be missing out on. Your browser does not support...
Save Money By Negotiating Your Rate
When was the last time you reviewed your home loan rates? Your browser does not support the video tag. Structuring your loans and reviewing them can help you...
Are You Flushing Money Down The Drain By Putting Off Refinancing?
Every year thousands of Kiwi families flush their hard earned dollars down the gurgler because they put off the simple act of refinancing their mortgage. If...
Going Guarantor On A Family Member’s Loan? Read This First
Saying no to family is always difficult. But if a family member or friend asks you to become a loan guarantor, it always pays to think carefully before...
Simple Ways To Increase Your Property’s Resale Value
Everyone dreams of investing in a home or business that will fetch them more money than they originally bought it for. Here’s how to roll-up your sleeves and get started.
Proving Genuine Savings For Your Home Loan Deposit
Saving a home loan deposit can be challenging enough. Then, lenders often will put another hurdle in your way by asking for proof of ‘genuine savings’. Here's...