Personal Insurance
Protecting Your Future Today
At Bricks & Mortgages, we understand that life is unpredictable. Our mission is to provide peace of mind to New Zealanders by offering comprehensive life insurance solutions tailored to your unique needs. Whether you’re looking to secure your family’s future, protect your assets, or ensure that your loved ones are taken care of, we are here to help.
Click below to start your own planning session
Our Insurance Products
Life Insurance Protect your loved ones with our comprehensive life insurance policies. In the event of your passing, your beneficiaries will receive a lump sum payment to help cover expenses and maintain their standard of living.
Benefits of Life Insurance
Financial Security: Life insurance provides a safety net for your family, ensuring they have the financial resources to maintain their standard of living, pay off debts, and cover daily expenses.
Debt and Asset Protection: Life insurance can help cover outstanding debts such as mortgages, car loans, and credit card balances, preventing your family from being burdened with these financial obligations. If you do not have sufficient income in the household to meet your loan commitments this could result in you loosing your family home
Income Replacement: If you are the primary earner, life insurance can replace your income, allowing your family to continue their current lifestyle and meet future financial needs.
Education Fund: Ensure your children’s educational dreams are realized, even in your absence, by securing funds for their schooling and college education.
Peace of Mind: Knowing that your loved ones are protected provides unparalleled peace of mind, allowing you to live your life to the fullest without worrying about the future.
Critical Illness Cover A serious illness can have a significant impact on your finances. Our critical illness cover provides a lump sum payment if you’re diagnosed with a specified critical illness, giving you the financial support you need during a challenging time.
Benefits of Trauma Insurance
Lump Sum Payment: Receive a lump sum payment upon diagnosis of a covered critical illness or injury. This money can be used to cover medical bills, rehabilitation costs, or any other expenses you incur.
Financial Stability: Trauma insurance provides a financial safety net, ensuring you can maintain your lifestyle and meet your financial obligations during recovery.
Medical Expense Coverage: Use the payout to cover out-of-pocket medical expenses, including treatments, medications, and specialist consultations not covered by your health insurance.
Debt Repayment: Pay off outstanding debts such as mortgages, personal loans, or credit card balances, alleviating financial pressure during your recovery.
Lifestyle Adjustments: Make necessary modifications to your home or vehicle to accommodate your condition, ensuring you live comfortably during and after your recovery.
Peace of Mind: Knowing you have financial protection allows you to focus on getting better, without worrying about how to cover your expenses.
How It Works
1. Complete online information
3. Schedule a consult to go over the recommendations and make any changes as needed
4. Enjoy peace of mind once your policy is approved, you can relax knowing that your future is secure.
2. Beryl will do an assessment and do a recommendation based on your needs.
4. Submit your application to the recommended insurance company for assessing and underwriting.