Effective budgeting is essential for individuals and businesses alike to maintain financial stability and achieve their financial goals. With the advancements in technology, several digital tools have emerged to help streamline the budgeting process. In New Zealand,...
[Client Name] Thoughts
In this blog I share my opinion on the state of the market, trends and tips you can use to improve your property investing.
Budget Tips
Budgeting is a vital aspect of managing your finances, as it helps you keep track of your income and expenses and ensures that you have enough money to cover your needs and wants. However, budgeting can be challenging, especially if you're on a tight budget. Here are...
Proving Genuine Savings For Your Home Loan Deposit
Saving a home loan deposit can be challenging enough. Then, lenders often will put another hurdle in your way by asking for proof of ‘genuine savings’. Here's all you need to know about clearing that obstacle. Lenders use the term 'genuine savings' to describe any...
How To Save For A First Home Deposit
So you’ve decided to finally take the plunge and start saving for a deposit to buy your first home? Here’s a few handy tips to get you started. Saved for a holiday before? Or a car? What about TV or computer? The good news is that saving for a house deposit isn’t too...
Under The Microscope: Cutting Back Your Expenses
When it comes to paying off your mortgage, many of us are in the dark as to where we should be making significant savings. A good place to start? Cutting back your expenses The lure of small purchases here and there can bring instant satisfaction and seem low in cost...