Beryl’s Thoughts
In this blog I will share my opinions on the state of the market, trends and tips you can use to improve your financial knowledge and ability to improve your asset base. Whether you are a First home Buyer, Home owner or property investor you will find some gems.
Are pre approvals worthwhile?
In short, pre-approvals are a good idea if you are serious about buying property. Here is why. Pre-approvals: give you confidence a lender is satisfied with...
Top Budgeting Tools for Efficient Financial Management
Effective budgeting is essential for individuals and businesses alike to maintain financial stability and achieve their financial goals. With the advancements...
Renovating on a Budget
Renovating your home can be a great way to update its style, improve its functionality, and increase its value. However, it can also be a costly endeavor. If...
Refixing or Refinancing Your Mortgage
If you are a homeowner, you may be familiar with the process of refinancing or refixing your mortgage. Refinancing refers to taking out a new mortgage with a...
Common Mortgage Mistakes You Should Avoid
Buying a home is an exciting and emotional process. However, it can also be overwhelming, especially when it comes to the mortgage process. Even small...
Budget Tips
Budgeting is a vital aspect of managing your finances, as it helps you keep track of your income and expenses and ensures that you have enough money to cover...
Are Your Kids Great With Money?
$1,000 1/3 of working-age Kiwis have less than $1,000 saved. (Stuff + Westpac survey) 51% 51% of students report little or no financial education at school....
How To Get Lenders To Fall In Love With You
Lenders are in love with borrowers who show good financial habits, particularly now in a shakier-than-usual economy. Good habits are gold. And it’s never too...
Getting A Pre-Approval
Are you considering purchasing a property with a deadline sale (tender, deadline, auction)? If so, it’s important to get your loan pre-approved ahead of time,...
Pay Off Your Mortgage Sooner With This 2023 Finance To-Do List
It can be a serious condition that can lead to a more intense and enjoyable life. It’s easy to get overwhelmed with a long list of tasks, so we’ve simplified things for you.
3 Must Ask Questions When Re-Fixing Your Mortgage Rate
Your browser does not support the video tag. It's time to re-fix your mortgage. Before we start, we need to ask you 3 key questions to understand what...
Car, House & Contents Insurance
Did you know we help our clients with car, contents and house insurance? Your browser does not support the video tag. Did you know we help our clients with...
Is Your Future Wealth Secure?
If you were not able to work for the next 20 years how much money would you lose? What’s your number? Your browser does not support the video tag. Income...
Why Do You Need Income Protection?
Whether you have a job or own a business. Cashflow is king. Your browser does not support the video tag. Whether you have a job or own a business. Cashflow is...
Are Your Children Really Protected? Let Us See..
Should you insure your children? Your browser does not support the video tag. Should you insure your children? This is something we make sure our clients know...