Money Checkup

5 Steps for a Mid-Year Money Checkup

We’re halfway through the year. Are you halfway through your financial New Year’s resolutions? I thought I was, but after a quick check on my money I’ve been proved wrong. I’ve got some catching up to do before I can meet my financial goals by the end of the year. If you do too, we…

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Debt

To consolidate or not to consolidate?

Everyone knows that credit card debt is “bad” debt due to the high interest rates on most consumer credit cards. And also due to the fact that most items that relate to credit card or consumer debt depreciate or loose value very fast as opposed to your home mortgage which is for an asset that in most…

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Reserve bank’s announcement 19/07/2016

40 deposit restrictions for investors & further restrictions for first home buyers proposed by RBNZ The proposed changes announced on Tuesday has said no more than 5 percent of bank lending to residential property investors across New Zealand would be permitted with an LVR of greater than 60 percent. This will not only affect investment…

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Praise

Beryl Colley works very hard for her clients and goes the extra mile and never gives up until she gets a loan deal for her clients.

David Mckillop

5.0
2016-07-20T04:38:25+00:00

David Mckillop

Beryl Colley works very hard for her clients and goes the extra mile and never gives up until she gets a loan deal for her clients.
I have found Bricks and Mortgages act in a professional manner, are quick to take direction and come up with the results, I have purchased 3 properties with the help of Bricks and Mortgages, they are a major part of my advisory team of professionals. Beryl and David bring a wealth of knowledge in the area of finance structures.

Jeremy, Paraparaumu

5.0
2016-07-20T16:24:48+00:00

Jeremy, Paraparaumu

I have found Bricks and Mortgages act in a professional manner, are quick to take direction and come up with the results, I have purchased 3 properties with the help of Bricks and Mortgages, they are a major part of my advisory team of professionals. Beryl and David bring a wealth of knowledge in the area of finance structures.
During our first year of mortgage repayments we have been able to knock $30,000 of principle loan off our mortgage. This was possible because of the loan structure that was set up for us by Beryl. She clearly explained to us the best structure to start repaying our loan in the most cost effective way, based on our situation. If we had gone with a conventional bank set-up (which was the only way we know of before we met with Beryl) we would not be in the solid position we are now in with our mortgage. Her help and guidance has been exceptional.”

Anon

5.0
2016-07-20T16:25:17+00:00

Anon

During our first year of mortgage repayments we have been able to knock $30,000 of principle loan off our mortgage. This was possible because of the loan structure that was set up for us by Beryl. She clearly explained to us the best structure to start repaying our loan in the most cost effective way, based on our situation. If we had gone with a conventional bank set-up (which was the only way we know of before we met with Beryl) we would not be in the solid position we are now in with our mortgage. Her help and guidance has been exceptional.”
"Beryl has been our broker for the past three years, since our first investment property venture.  In that time, largely thanks to Beryl we have reduced our time to retirement by over 10 years.  Beryl gets great deals from lenders and takes almost all of the hassle out of home loan finance.  We have had some unusual situations which Beryl has steered us through, always to a successful conclusion that brings us nearer to our goals.  We are more than happy to recommend Beryl to other clients, whether they be financing their own home or investment properties."
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Chris and Sandra

5.0
2016-07-26T02:59:23+00:00

Chris and Sandra

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"Beryl has been our broker for the past three years, since our first investment property venture.  In that time, largely thanks to Beryl we have reduced our time to retirement by over 10 years.  Beryl gets great deals from lenders and takes almost all of the hassle out of home loan finance.  We have had some unusual situations which Beryl has steered us through, always to a successful conclusion that brings us nearer to our goals.  We are more than happy to recommend Beryl to other clients, whether they be financing their own home or investment properties."
Before we met Beryl we thought of the possibility of obtaining one rental property. But upon meeting her she inspired us to think outside the circle. Now 18 months later we have a substantial portfolio, far bigger than we ever thought possible.

Sarah

5.0
2016-07-20T04:38:48+00:00

Sarah

Before we met Beryl we thought of the possibility of obtaining one rental property. But upon meeting her she inspired us to think outside the circle. Now 18 months later we have a substantial portfolio, far bigger than we ever thought possible.
We have been working with Beryl and the team at Bricks and Mortgages to get finance to buy our first investment property. They have been great to work with and have helped with any issues or questions we have had .It has made buying our first investment property an enjoyable journey .We are looking forward to working together again.

Nichola and Duncan , Pahiatua.

5.0
2016-07-20T16:24:23+00:00

Nichola and Duncan , Pahiatua.

We have been working with Beryl and the team at Bricks and Mortgages to get finance to buy our first investment property. They have been great to work with and have helped with any issues or questions we have had .It has made buying our first investment property an enjoyable journey .We are looking forward to working together again.
We were referred to a mortgage broker who just happened to be an experienced property investor as well… Beryl Colley.
5.0
2016-07-20T16:22:48+00:00
We were referred to a mortgage broker who just happened to be an experienced property investor as well… Beryl Colley.
On behalf of Ina and my family, I would like to thank Beryl and David, Tania and Sarah for all the help in setting up our finance Its the best experience I ever had.

Keni, Wellington

5.0
2016-07-20T16:22:15+00:00

Keni, Wellington

On behalf of Ina and my family, I would like to thank Beryl and David, Tania and Sarah for all the help in setting up our finance Its the best experience I ever had.
5.0
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