Author Archives: Kate Gear

Floating the idea of refinancing your own home?

Floating the idea of refinancing your home loan? When it comes to refinancing your home loan, it’s a case of reward vs risk. Let us step you through some of the most common questions and concerns. Refinancing your home loan is the process of either extending or replacing an existing loan with your current financial…

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The importance of a having Will and trusted Power of Attorney

It’s a morbid thought that many of us tend to shy away from, but end-of-life financial planning is a crucial stage in any wealth-building plan. One day down the track you’ll no longer be around to make the most of the assets you’ve worked so hard to obtain. It’s an unfortunate, but certain, fact of…

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Is your coffee habit adding years to your mortgage pain?

Is your coffee habit adding years to your mortgage pain? It’s smooth, it’s delectable, and it might just be adding years to your mortgage. The culprit? Your daily cup of joe. A morning coffee has long been a ritual for many Kiwi’s – a ritual that used to take place over breakfast in the comfort…

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What you need to know before buying your first home

If you had a roadmap for life, buying your first home would fall somewhere around getting married and having your first child. You spend hours upon hours researching up on the first two, so it only makes sense to do a bit of homework on this one, too. If you’re anything like the average Kiwi,…

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Investment Property Location

This combination https://africarx.co.za/buy-viagra-soft-south-africa.html is not indicated for the patients below 18 years of age. Domestic politics tend decide to serve. It’s really important that you research the area in which you’re planning to buy an investment property. A good Investment Property Location is paramount to maximising your return and enjoying reduced transactions and stress. Some of…

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Thinking of waiting before you invest?

Are you thinking of waiting a while before you invest? Is that out of FEAR? More money is lost by home owners by simply  putting off or procrastinating than by any other reason! Smart investors who have goals in place and understand that property investing is a long term strategy, will make money in property over the…

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Loan fixed so you don’t want a review?

This is something we hear from clients all the time “We will wait until our fixed loan comes off and have a review then”. This response could set you back tens of thousands of $$$ if your current mortgage structure isn’t personalised to you.  In many cases when you are buying a home your main focus is finding and…

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First Home Buyer Jitters?

Many people who would like to own homes have fears that prevent them from buying. Buying a home is usually the largest purchase a person ever makes so you have to take it seriously. If you’re one of these people who are hesitant and have been sitting on the fence – there are simple steps you can take…

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Embarrassed About Your Finances?

At Bricks & Mortgages we are a judgement free zone and have a huge focus on education. “Our goal is to make a positive profound difference to your financial well being” Money management is not something that is taught well at any level in our education system, you don’t know what you don’t know! When we…

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3 Hacks For Fighting Procrastination

When it comes to reviewing finances the most common excuse we hear is “We don’t have time”. Putting your finances on the back burner can be a very costly mistake! It can cost thousands in interest and set your financial goals back by years. You don’t have to be earning a huge income to be able to make a difference…

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