[Client Name] Thoughts

In this blog I share my opinion on the state of the market, trends and tips you can use to improve your property investing.

jdrohn74
Are pre approvals worthwhile?

Are pre approvals worthwhile?

In short, pre-approvals are a good idea if you are serious about buying property. Here is why. Pre-approvals: give you confidence a lender is satisfied with your current situation to lend you the money you need. provide an understanding of how much you may be able to...

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Top Budgeting Tools for Efficient Financial Management

Top Budgeting Tools for Efficient Financial Management

Effective budgeting is essential for individuals and businesses alike to maintain financial stability and achieve their financial goals. With the advancements in technology, several digital tools have emerged to help streamline the budgeting process. In New Zealand,...

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Renovating on a Budget

Renovating on a Budget

Renovating your home can be a great way to update its style, improve its functionality, and increase its value. However, it can also be a costly endeavor. If you're on a budget, there are still plenty of ways to give your home a fresh look without breaking the bank....

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Refixing or Refinancing Your Mortgage

Refixing or Refinancing Your Mortgage

If you are a homeowner, you may be familiar with the process of refinancing or refixing your mortgage. Refinancing refers to taking out a new mortgage with a different lender to pay off your existing mortgage, while refixing means renegotiating the terms of your...

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Common Mortgage Mistakes You Should Avoid

Common Mortgage Mistakes You Should Avoid

Buying a home is an exciting and emotional process. However, it can also be overwhelming, especially when it comes to the mortgage process. Even small mistakes can cost you thousands of dollars over the life of your loan. In this blog post, we will discuss some common...

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Budget Tips

Budget Tips

Budgeting is a vital aspect of managing your finances, as it helps you keep track of your income and expenses and ensures that you have enough money to cover your needs and wants. However, budgeting can be challenging, especially if you're on a tight budget. Here are...

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Are Your Kids Great With Money?

Are Your Kids Great With Money?

$1,000 1/3 of working-age Kiwis have less than $1,000 saved. (Stuff + Westpac survey) 51% 51% of students report little or no financial education at school. (NZ Government school financial capability study). Budgeting Students' most requested area for more...

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How To Get Lenders To Fall In Love With You

How To Get Lenders To Fall In Love With You

Lenders are in love with borrowers who show good financial habits, particularly now in a shakier-than-usual economy. Good habits are gold. And it’s never too late to start, even if business is down, your hours have been cut back, or you’re receiving government...

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Getting A Pre-Approval

Getting A Pre-Approval

Are you considering purchasing a property with a deadline sale (tender, deadline, auction)? If so, it’s important to get your loan pre-approved ahead of time, so you can offer with confidence. This is where Bricks & Mortgages comes in. They’ve been helping Kiwi's for...

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Car, House & Contents Insurance

Car, House & Contents Insurance

Did you know we help our clients with car, contents and house insurance? Your browser does not support the video tag. Did you know we help our clients with car, contents, and house insurance? The reason we ask is because not everyone does. If you have all your...

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Is Your Future Wealth Secure?

Is Your Future Wealth Secure?

If you were not able to work for the next 20 years how much money would you lose? What’s your number? Your browser does not support the video tag. Income protection gives you peace of mind that the wealth you will be creating is protected until you reach 65. Getting...

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Why Do You Need Income Protection?

Why Do You Need Income Protection?

Whether you have a job or own a business. Cashflow is king. Your browser does not support the video tag. Whether you have a job or own a business. Cashflow is king. What would happen if you got sick and your income dried up? Do you have 12 months income saved for a...

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Are Your Children Really Protected? Let Us See..

Are Your Children Really Protected? Let Us See..

Should you insure your children? Your browser does not support the video tag. Should you insure your children? This is something we make sure our clients know about. Did you know that we can add children to your insurance as soon as they are born? The sooner they get...

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Why Should You Review Your Insurance?

Why Should You Review Your Insurance?

Did you know some insurances are easier to claim than others? Your browser does not support the video tag. Did you know some insurances are easier to claim than others? Many people don't. Insurance is only valuable if you can make a claim. Would you agree? As your...

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Do You Have Access To The Best Healthcare?

Do You Have Access To The Best Healthcare?

Nobody knows when a critical illness like breast cancer could strike, but planning for it will make dealing with a potential diagnosis a lot easier. Your browser does not support the video tag. There's enough to worry about during times of illness, but financial...

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Are You Paying Too Much For Your Mortgage?

Are You Paying Too Much For Your Mortgage?

Have you reviewed your mortgage lately? Have you thought that by restructuring your lending, you could save money? Your browser does not support the video tag.Have you reviewed your mortgage lately? Have you thought that by restructuring your lending, you could save...

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Banks Are Not The Only Lenders

Banks Are Not The Only Lenders

Are you looking for a home loan? Maybe someone you know is. Your browser does not support the video tag. Are you looking for a home loan? Maybe someone you know is. But you just keep getting turned down. Have you considered non bank lenders? They can be a great...

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