Property Investor

property-investment-buying-9Property investment is exactly like owning your own home in that the value increases over the years, but there is one vital difference...

When you invest in property, much of the expense is funded by your tenant!

Having more than one asset growing in value will provide a long term benefit to you and your family since it's a proven, long term strategy.

What else are you doing currently that will allow you to afford a comfortable retirement and monthly cash flow?

Key Benefits Of Residential Property Investment

Capital Gain Creates Your Savings

A $450,000 property today could return you equity in excess of $1,000,000 over 20 years. To save $1m you would have to put away $2,500 per month for 20 years and be earning 5.5% p.a. each year! Most people can’t save at this rate and if they could it would make a significant impact on their lifestyle. By buying investment properties over a number of years, as you can afford them, you can build up a sizeable savings fund.

Tenants And The Tax System Cover The Costs Of Your Investment Property

The rent and tax savings can pay a significant amount of the costs of your investment property and in some cases generate additional income for you.

You Don’'t Need To Be A Landlord

You can leave the day-to-day management of property to the professionals - so you avoid the potential pitfalls of being a landlord.

You Don’t Need A Deposit To Get Started

Equity in your home could provide a "no cash down” entry into property investment - you can start immediately.

What We Do At Bricks & Mortgages

We work with you so you understand your strategies to Increase borrowing potential – Lack of income and equity are the main areas that prevent investors from qualifying for further borrowing.

We can suggest various strategies to help you improve weaknesses you may have in these areas.

For example, by adding value to a property or investing in a high growth area, you'll be able to enjoy long-term financial gains and cashflow.

As important as it is to know how much you can borrow as an investor, it's equally important to understand what your limitations may be giving you more clarity to the sort of investment property that will suit your portfolio best.

To start the process, please schedule a quick Strategy Session with us today!

Schedule A Call With Us >>
Beryl was extremely helpful! She worked out a plan of short term goals for me to achieve and gave me a better understanding of my finances. I came out of the consultation happy and very confident.

James

5.0
2016-07-26T03:02:08+00:00

James

Beryl was extremely helpful! She worked out a plan of short term goals for me to achieve and gave me a better understanding of my finances. I came out of the consultation happy and very confident.
During our first year of mortgage repayments we have been able to knock $30,000 of principle loan off our mortgage. This was possible because of the loan structure that was set up for us by Beryl. She clearly explained to us the best structure to start repaying our loan in the most cost effective way, based on our situation. If we had gone with a conventional bank set-up (which was the only way we know of before we met with Beryl) we would not be in the solid position we are now in with our mortgage. Her help and guidance has been exceptional.”

Anon

5.0
2016-07-20T16:25:17+00:00

Anon

During our first year of mortgage repayments we have been able to knock $30,000 of principle loan off our mortgage. This was possible because of the loan structure that was set up for us by Beryl. She clearly explained to us the best structure to start repaying our loan in the most cost effective way, based on our situation. If we had gone with a conventional bank set-up (which was the only way we know of before we met with Beryl) we would not be in the solid position we are now in with our mortgage. Her help and guidance has been exceptional.”
I have found Bricks and Mortgages act in a professional manner, are quick to take direction and come up with the results, I have purchased 3 properties with the help of Bricks and Mortgages, they are a major part of my advisory team of professionals. Beryl and David bring a wealth of knowledge in the area of finance structures.

Jeremy, Paraparaumu

5.0
2016-07-20T16:24:48+00:00

Jeremy, Paraparaumu

I have found Bricks and Mortgages act in a professional manner, are quick to take direction and come up with the results, I have purchased 3 properties with the help of Bricks and Mortgages, they are a major part of my advisory team of professionals. Beryl and David bring a wealth of knowledge in the area of finance structures.
We were referred to a mortgage broker who just happened to be an experienced property investor as well… Beryl Colley.
5.0
2016-07-20T16:22:48+00:00
We were referred to a mortgage broker who just happened to be an experienced property investor as well… Beryl Colley.
On behalf of Ina and my family, I would like to thank Beryl and David, Tania and Sarah for all the help in setting up our finance Its the best experience I ever had.

Keni, Wellington

5.0
2016-07-20T16:22:15+00:00

Keni, Wellington

On behalf of Ina and my family, I would like to thank Beryl and David, Tania and Sarah for all the help in setting up our finance Its the best experience I ever had.
Before we met Beryl we thought of the possibility of obtaining one rental property. But upon meeting her she inspired us to think outside the circle. Now 18 months later we have a substantial portfolio, far bigger than we ever thought possible.

Sarah

5.0
2016-07-20T04:38:48+00:00

Sarah

Before we met Beryl we thought of the possibility of obtaining one rental property. But upon meeting her she inspired us to think outside the circle. Now 18 months later we have a substantial portfolio, far bigger than we ever thought possible.
Beryl Colley works very hard for her clients and goes the extra mile and never gives up until she gets a loan deal for her clients.

David Mckillop

5.0
2016-07-20T04:38:25+00:00

David Mckillop

Beryl Colley works very hard for her clients and goes the extra mile and never gives up until she gets a loan deal for her clients.
We have been working with Beryl and the team at Bricks and Mortgages to get finance to buy our first investment property. They have been great to work with and have helped with any issues or questions we have had .It has made buying our first investment property an enjoyable journey .We are looking forward to working together again.

Nichola and Duncan , Pahiatua.

5.0
2016-07-20T16:24:23+00:00

Nichola and Duncan , Pahiatua.

We have been working with Beryl and the team at Bricks and Mortgages to get finance to buy our first investment property. They have been great to work with and have helped with any issues or questions we have had .It has made buying our first investment property an enjoyable journey .We are looking forward to working together again.
5.0
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