Financial Life Line

Sometimes, you get in over your head.  Maybe you're consistently a month late on your mortgage, you've lost your job or you were hurt in an accident and having mounting medical bills.

Or, perhaps it's less complex than that.  Maybe you're a property investor and your relationship with your partner soured or you're in the middle of a divorce.

We've helped people in almost every situation imaginable come out on top, through consolidation, restructuring and rebuilding.

Here are some situations we've helped in:

  1. A client facing a mortgage sale and the risk of losing his family home and equity due to IRD debt. We found an affordable finance solution to prevent this happening.  Having access to a wide range of lenders gives us choices.
  2. Bridge financing needed to cover a gap in settlement for a home owner. With a good working relation with the bank we not only did this but got access to deposit funds in time as well.
  3. Kept a mother and children in the family home after a marriage separation.
  4. Sought finance for a rural retreat with limited financial information and with a main bank. Having working relationships with great business bankers is the key.
  5. Assisted with untangling property portfolio for a relationship breakup. Worked with lawyer, accountant and the lender to get a harmonious result for all. Team work with professional’s is important.
  6. Helped get finance approved for clients with an impaired credit report through a non-bank lender

To get help, please schedule a quick Strategy Session with us today!

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Beryl was extremely helpful! She worked out a plan of short term goals for me to achieve and gave me a better understanding of my finances. I came out of the consultation happy and very confident.

James

5.0
2016-07-26T03:02:08+00:00

James

Beryl was extremely helpful! She worked out a plan of short term goals for me to achieve and gave me a better understanding of my finances. I came out of the consultation happy and very confident.
During our first year of mortgage repayments we have been able to knock $30,000 of principle loan off our mortgage. This was possible because of the loan structure that was set up for us by Beryl. She clearly explained to us the best structure to start repaying our loan in the most cost effective way, based on our situation. If we had gone with a conventional bank set-up (which was the only way we know of before we met with Beryl) we would not be in the solid position we are now in with our mortgage. Her help and guidance has been exceptional.”

Anon

5.0
2016-07-20T16:25:17+00:00

Anon

During our first year of mortgage repayments we have been able to knock $30,000 of principle loan off our mortgage. This was possible because of the loan structure that was set up for us by Beryl. She clearly explained to us the best structure to start repaying our loan in the most cost effective way, based on our situation. If we had gone with a conventional bank set-up (which was the only way we know of before we met with Beryl) we would not be in the solid position we are now in with our mortgage. Her help and guidance has been exceptional.”
I have found Bricks and Mortgages act in a professional manner, are quick to take direction and come up with the results, I have purchased 3 properties with the help of Bricks and Mortgages, they are a major part of my advisory team of professionals. Beryl and David bring a wealth of knowledge in the area of finance structures.

Jeremy, Paraparaumu

5.0
2016-07-20T16:24:48+00:00

Jeremy, Paraparaumu

I have found Bricks and Mortgages act in a professional manner, are quick to take direction and come up with the results, I have purchased 3 properties with the help of Bricks and Mortgages, they are a major part of my advisory team of professionals. Beryl and David bring a wealth of knowledge in the area of finance structures.
We were referred to a mortgage broker who just happened to be an experienced property investor as well… Beryl Colley.
5.0
2016-07-20T16:22:48+00:00
We were referred to a mortgage broker who just happened to be an experienced property investor as well… Beryl Colley.
On behalf of Ina and my family, I would like to thank Beryl and David, Tania and Sarah for all the help in setting up our finance Its the best experience I ever had.

Keni, Wellington

5.0
2016-07-20T16:22:15+00:00

Keni, Wellington

On behalf of Ina and my family, I would like to thank Beryl and David, Tania and Sarah for all the help in setting up our finance Its the best experience I ever had.
Before we met Beryl we thought of the possibility of obtaining one rental property. But upon meeting her she inspired us to think outside the circle. Now 18 months later we have a substantial portfolio, far bigger than we ever thought possible.

Sarah

5.0
2016-07-20T04:38:48+00:00

Sarah

Before we met Beryl we thought of the possibility of obtaining one rental property. But upon meeting her she inspired us to think outside the circle. Now 18 months later we have a substantial portfolio, far bigger than we ever thought possible.
Beryl Colley works very hard for her clients and goes the extra mile and never gives up until she gets a loan deal for her clients.

David Mckillop

5.0
2016-07-20T04:38:25+00:00

David Mckillop

Beryl Colley works very hard for her clients and goes the extra mile and never gives up until she gets a loan deal for her clients.
We have been working with Beryl and the team at Bricks and Mortgages to get finance to buy our first investment property. They have been great to work with and have helped with any issues or questions we have had .It has made buying our first investment property an enjoyable journey .We are looking forward to working together again.

Nichola and Duncan , Pahiatua.

5.0
2016-07-20T16:24:23+00:00

Nichola and Duncan , Pahiatua.

We have been working with Beryl and the team at Bricks and Mortgages to get finance to buy our first investment property. They have been great to work with and have helped with any issues or questions we have had .It has made buying our first investment property an enjoyable journey .We are looking forward to working together again.
5.0
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