Author Archives: Kate Gear

Investment Property Location

Investment Property Location

It’s really important that you research the area in which you’re planning to buy an investment property. A good Investment Property Location is paramount to maximising your return and enjoying reduced transactions and stress. Some of the questions you might ask include: What type of property has the highest demand in the market Which properties see…

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Thinking of waiting before you invest?

Are you thinking of waiting a while before you invest? Is that out of FEAR? More money is lost by home owners by simply  putting off or procrastinating than by any other reason! Smart investors who have goals in place and understand that property investing is a long term strategy, will make money in property over the…

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Loan fixed so you don’t want a review?

This is something we hear from clients all the time “We will wait until our fixed loan comes off and have a review then”. This response could set you back tens of thousands of $$$ if your current mortgage structure isn’t personalised to you.  In many cases when you are buying a home your main focus is finding and…

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First Home Buyer Jitters?

Many people who would like to own homes have fears that prevent them from buying. Buying a home is usually the largest purchase a person ever makes so you have to take it seriously. If you’re one of these people who are hesitant and have been sitting on the fence – there are simple steps you can take…

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Embarrassed About Your Finances?

At Bricks and Mortgages we are a judgement free zone and have a huge focus on education. “Our goal is to make a positive profound difference to your financial well being” Money management is not something that is taught well at any level in our education system, you don’t know what you don’t know! When we…

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3 Hacks For Fighting Procrastination

When it comes to reviewing finances the most common excuse we hear is “We don’t have time”. Putting your finances on the back burner can be a very costly mistake! It can cost thousands in interest and set your financial goals back by years. You don’t have to be earning a huge income to be able to make a difference…

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Tips For Buying A House

Interest rates remain near historic lows, but that may start to change before long. Meanwhile, as the cost of rental homes pushes into the stratosphere, it’s worth considering whether it’s time to get into home ownership instead of renting. If you’re thinking of buying a house or refinancing your existing mortgage, these golden rules can…

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Mortgage Brokers

A good mortgage broker can be invaluable, however not all mortgage brokers necessarily specialise in the area you require, for example not all mortgage brokers will know enough about property investing to give good sound advice. Like finding the right property, finding a broker that meets your needs requires research. What is a mortgage broker?…

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Drowning in Debt?

For whatever reason has your money got out of control? Are you are working each week to pay the interest on your short term debts and do not seem to be getting on top of them or are living from pay to pay with nothing to spare? We are here to help. Financial lenders, Banks and…

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